We are the solution
We offer you fast credit with low interest rates 3%. Only one address: ITN loan service
A loan binds you and must be repaid. Check your repayment capacity before committing.
Urgent credit comparison without proof online
Compare personal loan offers without a credit check and get the best interest rate 3%.
Easily apply for your personal loan in 3 steps
Immediate response in principle, your credit in less than 24 hours 3%.
The best price for your loan, cheaper credit 3%.
Apply for credit online quickly, easily and securely 3%.
ITN loan service
As always, we grow with you!
The freedom to borrow and repay with complete flexibility
is available to us at ITN Loan Service. Enjoy!
Personal loan
To help people with car and real estate loans 3%, we offer loans ranging strictly from 2,000 euros to 1,000,000 euros .
Corporate loan
To promote the development of small and medium-sized enterprises, we make investments ranging strictly from 500,000 euros to 5,000,000 euros and above, depending on the needs of the company.
No doubt
Your file will be treated as strictly confidential in accordance with the Data Protection Law.
Pay the mandatory fees
You have to pay fees that depend on the amount of your loan.
Easily apply for your personal loan in 3 steps
I simulate my loan
I indicate the amount I wish to borrow, the repayment terms and the total monthly amount of my income.
Compare offers
I meet the conditions for selecting loan offers that may provide a favorable response to my request.
I confirm my request.
I confirm my loan request by clicking on the offer that interests me.
Personal loan interest rates from 3%* for 12 months.
* With a personal loan of €10,000, benefit easily and free of charge from our expertise for the implementation of your projects!
What is a personal loan without a receipt?
The principle was that in order to obtain a loan, it was necessary to clearly explain and justify in the file the project for which the loan was requested. However, a legislative reform of consumer credit was carried out in 2010 with the publication of Law 2010-737. The concept of a personal loan without proof has emerged, a method of immediate fast lending that allows an individual to borrow money without justifying their request with a project or justifying its use. This law allowed the borrower to take out a loan or unsecured credit without justification, allowing the borrower to freely dispose of the amount of money borrowed. Contrary to popular belief, the objective is clearly to help every household or business have easy access to a capital reserve, revolving credit and protection for their savings. With the guarantee of consumer protection in terms of interest, fixed interest, flexibility in the repayment of monthly installments and control of the financial organization.
This will avoid the post-lending checks that financial institutions or online services carry out with traditional outsourced loans or consumer credit. They want to ensure that the borrower will not use it for any purpose other than that originally provided for in the loan agreement. What is interesting is that this type of loan can be requested from home, simply by requesting a mini-credit online .
However, as with any loan, the borrower must prove his solvency and provide the required documents. Also note that the maximum limit for quick credit without proof is 75,000 euros and must be repaid with interest within a maximum period of 7 years. If repayment is not made within the deadlines specified in the contract, the borrower is exposed to recovery procedures. In France, this type of consumer credit from financial institutions has been an immediate success among individuals. Do not hesitate to try the microcredit simulator to immediately receive a cash transfer to pay off your monthly payments and thus solve your problem.
A project in view? Find the right funding
To execute your projects in the best conditions, you can apply for a loan without a receipt online. Find all the basic details and easily apply for a consumer loan quickly. And to find the best interest rate for your loan, feel free to shop around and compare the interest rates of different lending institutions. Get an estimate of monthly payments, total cost, principal repayment period, interest and more from agencies like Lydia, Younited, Finfrog and Cashper. All of this directly on our website! One option we also recommend is to take out an insurance policy to protect against the potential risk of lender default.
Types of credit without a receipt
The online loan without proof offered by our online service allows you to borrow up to 75,000 euros without having to justify the destination. Then three options are possible.
- Revolving credit
Revolving credit is used when a certain amount has been borrowed and has already been repaid by the borrower and is made available to him if he wishes to take out a new loan. The credit will be renewed after this cycle. The advantage is that only the total amount of the loan is taken into account when calculating the interest. - Personal loan
This is a loan taken out to finance a personal project, outside the purposes specified by the legislation for which the system of granted loans applies. It is usually required to resolve temporary, even unforeseen, financial problems. - Peer-to-peer lending
There is no involvement of various financial institutions here. The advantage in this case is that your request is more likely to be satisfied with an individual than with a bank. This type of credit is then more accessible if your financial situation makes banks hesitant. It complies with consumer credit rules and must be declared to the tax authorities.
Χρειάζεστε βοήθεια;
Κατόπιν αιτήματός σας, ένας σύμβουλος της ITN loan service μπορεί να έρθει στο σπίτι σας δωρεάν για να σας βοηθήσει να ολοκληρώσετε το συμβόλαιό σας.
Money back guarantee. Protected family
Protect your loved ones and ensure your peace of mind for the entire duration of your loan by subscribing to Garantie+: debt balance insurance that covers the repayment of your loan in the event of a hard hit.
Free reminder
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What are the characteristics of a loan without a receipt?
Consumer credit without evidence is granted to an individual without the latter having to justify the purpose of the amount of money to be borrowed. A loan is therefore characterized as autonomous when the purpose of the loan is personal, in the sense that it does not fall under specific loans such as real estate loans, student loans or car loans. In fact, the latter are subject to a different, more complex and restrictive legal regime from which online credit may deviate unduly. This type of bank loan in France is often an urgent need and a bank specializing in consumer credit must be able to cover it. in express mode.
What you need to know before taking out a loan without proof
The borrower has 14 days to withdraw and if he does not withdraw, he has no way to terminate the contract. In addition, electronic credit can be claimed quickly in advance. That is, the borrower can repay all or part of his loan without complying with the terms and conditions provided for in the loan agreement provided by the bank. In this case, he will have to pay default interest. Finally, this type of credit has an interest rate that you can better understand before signing up. The APR or Annual Percentage Rate allows you to quickly compare fast credit offers and find the most advantageous and least expensive one based on your income.
The advantages of a personal loan without proof
Express credit without deposit
This is a no-contribution loan in the sense that no financial investment or personal contribution will be requested in advance from you to validate the composition of your file.
Easy credit
It is an easy and very simple credit to apply for. The composition and receipt of the credit application file have been simplified to facilitate the steps to be followed.
Flexible credit
The personal loan without proof is flexible because the borrower has a fairly large margin: he can legally borrow up to 75,000 euros and the repayment terms are negotiable.ι διαπραγματεύσιμοι.
Quick credit
This is an emergency loan that you can apply for online with just a few clicks. In principle, you will receive an immediate response and the release of funds can take place within 24 hours.
General information
What file is required for a personal loan?
Certain supporting documents will be requested from the borrower. These include their identity documents, as well as the document that will prove their financial capacity to repay the requested loan: bank statement, most recent payment receipts and others. Depending on the amount requested, they may be asked to pledge part of their movable property to cover any future insolvency. The credit bureau can offer individuals an explicit credit simulation based on income and the amount to be borrowed. This is a free request for the applicant.
What percentage for a personal loan? (repayable credit, APR, fixed interest rate)
A personal loan is a credit called amortization credit. The annual percentage rate or APR is a fixed interest rate. That is, it will not be revised up or down depending on the interest rate. Do not hesitate to compare consumer offers by comparing different banks to be sure of the best interest rate.
The amount of a personal loan
Since the new law of 2010 the maximum amount to be granted is no longer 21,500 euros but 75,000 euros over 7 years. who urgently need microcredit to borrow only the money they need. A car loan requires a smaller amount of money than a mortgage loan or a loan to carry out renovations. You are free to request multiple simulations to ensure that you receive the best response to your urgent need.
Tips for getting cheap emergency credit
Don’t hesitate to check online services to make sure you’re getting the best deal. It’s easier and faster to compare directly online and get answers in a very short time. Anyone can have an urgent and immediate need for money, whether it’s for car expenses, an impulse purchase or to cover property expenses. Run the online simulation for your explicit and immediate financing needs. For more questions about credit, check out our blog.